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Harris Team

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Are you interested in buying or investing in a home with very little down?

Are you looking for great financing, with no appraisal?

...then look no further than Home Path by Fannie Mae 

  • Up to 97% financing for owner occupied, Up to 90% for High Balance Conforming
  • Up to 90% financing for 2nd homes, Up to 65% LTV for High Balance Conforming
  • Up to 90% financing for investment properties, Up to 65% for High Balance Conforming
  • No mortgage insurance (over 80% LTV requires a 660 credit score and additional fee)
  • Minimum 620 credit score
  • 1 to 4 units, Condo, PUD
  • No appraisal required (the sales price will be used to determine value)
  • Gifts for down payment, closing costs allowed
  • Maximum loan amounts:

                 1-unit = $417,000 
                 2-unit = $533,850
                 3-unit = $645,300
                 4-unit = $801,950

  • 10-year, 15-year, 20-year and 30-year fixed-rate terms
  • 3/1, 5/1, 7/1, 10/1 ARMs available (3/1 ARMS subject to 95% LTV)
  • Borrowers purchasing a 2nd home or investment property with maximum 75% LTV/CLTV can own up to 10 financed properties!

Go to www.homepath.com for a list of HomePath properties for sale!

Call us for details at 951.225.6900